The Problem

The global impact of today's financial issues can negatively affect your ability to obtain or keep a good credit file. The following statistics illustrate the importance of having the resources available to fully understand and if needed correct any issues which can negatively affect your credit file.

  • According to a recent report, American's credit card debt reached $972.73 billion at the end of 2008, with the total average debt per household being $8,329

  • Almost 80% of all credit reports contain inaccuracies that negatively affect credit ratings for car loans, home financing, insurance premiums, and credit card APRs

  • Personal bankruptcies surged to more than 1 million filings in the United States in 2008

The Solution

SecureNet members receive significant discounts on financial related services to repair inaccuracies in their credit reports, one on one access with certified counselors to assist in debt relief negotiations, explain all option for bankruptcy as well as unlimited access to financial education literature and resources.

  • Debt Relief - SecureNet Members receive a free debt consultation with a professional debt counselor to determine the level of help we can offer

  • Credit Repair - SecureNet offers each member up to six months of proven credit repair service, a credit bureau report, and a credit score at substantial savings

  • Bankruptcy Counseling - Members can participate over the World Wide Web, by telephone, or in a classroom where certified counselors help consumers understand bankruptcy options, or help them avoid bankruptcy altogether

  • Foreclosure Avoidance - SecureNet Members have access to professional debt counselor to help you identify your options and work with you to try and avoid foreclosure

  • Financial Education - Access an extensive library of current financial articles and advice concerning a broad spectrum of topics and issues to broaden your financial knowledge-base

Administered by: Halo Group Consulting, Inc.



The Problem

Identity Theft is the fastest growing crime in America, affecting almost 10 million new Americans annually at a cost of over $48 billion. What once was a problem for the wealthy has become a problem for all of us. In today's hi-tech world it takes a thief only minutes to steal an identity that if unprotected could take you years to repair. Unfortunately many programs which advertise ID theft protection do not include the features and services to provide comprehensive coverage.

The Solution

SecureNet Identity Theft program not only includes features such as 24/7/365 proactive SSN monitoring services to discover ID thefts from multiple angles but also provides comprehensive restoration services to restore their identity should a SecureNet member become a victim.

SecureNet members enjoy:

  • 24/7/365 Identity Monitoring Services - proactive monitoring of your SSN across multiple data sources including credit bureau data, DMV's, Bankruptcy Lien and Judgment filings, utilities, public records, private contributory databases to detect fraudulent activity and is critical to early detection

  • Identity Restoration Specialist - will provide a plan of action to swiftly correct the damages caused by identity theft

  • Overnight a pre-completed, state specific ID Recovery Kit™

  • Obtaining credit reports and place fraud alerts with all three credit reporting agencies

  • Notify banks or other agencies if your social security card, driver's license, passport or debit or credit cards is stolen or missing so that appropriate action can be taken and cards replaced

  • Provide daily credit monitoring from all three bureaus for six months to help prevent any further fraud

  • Notify local authorities of the incident and assist you to obtain the necessary reports

  • Lost or Stolen Credit Card Assistance - initiate appropriate action to cancel and replace your cards

  • Legal Services - access to attorneys - pre-negotiated rates

  • Identity Theft reimbursement Insurance coverage ** up to $25,000 coverage to reimburse eligible expenses associated with restoring your identity

    •

The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. **Coverage not available to residents of New York and may not be available in other jurisdictions. Insurance coverage is limited only to the member.



The Problem

More than 800,000 children are reported missing each year as runaways or as the result of abduction by strangers or family - one child every 40 seconds.

The Solution

SecureNet sponsored National Child Identification kit. SecureNet members can be prepared by storing their child's fingerprints and DNA, which authorities state is vital in assisting with their efforts to locate a missing child.

The National Child Identification Program inkless fingerprint I.D. Kit allows parents to collect specific information by easily recording the physical characteristics and fingerprints of their children on identification cards that are then kept at home by the parent or guardian. If your child is missing, law enforcement authorities can use the child's completed I.D. Kit to quickly scan the child's fingerprints into the National Crime Information Center database. The entire fingerprinting process lasts approximately five minutes, with each identification kit containing detailed instructions for the following:

  • An inkless fingerprinting card with step-by-step instructions and practice area

  • A DNA collection envelope

  • A laminated wallet card

SecureNet members enjoy significant savings over the retail cost of the National Child Identification Program inkless fingerprint I.D. Kits.



The Problem

According to the American Bar Association, 7 in 10 US households had a legal problem last year that might have led them to hire an attorney. Wouldn't it be nice to have an attorney to call without having to worry about the cost?

The Solution

SecureNet Legal Services available only to SecureNet members.

As a SecureNet member you have access to a proprietary nationwide network of high quality licensed attorneys to assist you with any legal issue at pre-negotiated discounted rates.

SecureNet Legal Services is a discount legal referral service currently providing free and discounted legal services for over 1.5 million families. SecureNet Membership includes you, your spouse, your children under age 25, and any dependents that may be living with you.

SecureNet members receive the following Free Services:

  • Unlimited phone or office consultations for each new legal matter

  • Letters or phone calls on the member's behalf for each new legal matter

  • Contract and document review (6 pages per legal matter)

  • Assistance in solving problems with government programs, such as INS and welfare

  • Preparation of simple will with annual updates at no additional charge

  • Plan attorneys will help members represent themselves in small claims court

  • Assistance in completing a Living Will

  • Deeply discounted legal services*

 

SecureNet members enjoy significant savings on everyday type legal services... check out these guaranteed savings

 

Legal Service
Member
Non-Member
% Savings
 
Cost
Cost
Traffic Ticket Defense
$89
$199
55%
Name Change
$155
$365
58%
Sample Will w/Minors Trust
$250
$530
53%
Chapter 7 Bankruptcy
$750
$1,500
50%
Non-Support (Spouse/Child)
$275
$1,490
82%
Simple Divorce
$275
$1,100
75%
Regular Incorporation
$295
$585
50%
Personal Real Estate Closing
$250
$675
63%

 

*Court costs and filing fees additional.

Other legal services:

SecureNet members enjoy tremendous savings on all legal services because plan attorneys have agreed to pre-negotiated discounted rates for SecureNet members at $125 per hour on 40% discount off their usual and customary hourly rate. Contingency Fees are discounted 10% off of the state maximum rate, or the attorney's usual rate, whichever is lower.

*Administered by Legal Club of America. The description herein is a summary only. It does not include all terms, conditions, and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions.



The Problem

Locked out? Need a tow? Out of gas? When a breakdown occurs you want fast, reliable roadside assistance service.

The Solution

SecureNet members enjoy peace of mind in knowing that assistance and service is just a phone call away. With over 35,000 reputable service providers across the United States and Canada, we have put over 1 million cars back on the road. When service arrives you simply sign your name for up to $75 in benefits and drive away.

Description of Benefits:

SecureNet members have access to emergency assistance for eligible roadside services 24 hours a day/ 7 days a week / 365 days a year. Sign-n-Drive maximum benefit is $75 for the following

  • Towing

  • Winching

  • Battery Jump Start

  • Minor Roadside Adjustments

  • Flat Tire Assistance

  • Fuel Delivery

  • Lost key/Lockout service

Additional services which exceed the $75 benefit limit will be provided at our pre-negotiated discounted rates.

Reimbursement is made to the member in the unlikely event that a network provider is not available in a particular geographic area.

Maximum uses are limited to three (3) service calls per membership year.


AmeriPlan - SecureNet
$24.95 per month
for the entire household

 

 

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